Working Capital Advances & Business Lines of Credit
This program gives businesses quick, flexible access to capital without the rigid requirements of traditional loans, with funding available exclusively up to $200,000.
Best for:
➥ Short-term cash flow gaps
➥ Covering payroll, seasonal fluctuations, or inventory purchases
➥ Unexpected expenses or emergency costs
➥ Bridging the gap between invoicing and payment
➥ Taking advantage of short-term opportunities without taking on a large loan
What Is a Business Line of Credit?
A business line of credit is a smart, flexible way to access funds when your business needs them. You can draw from your approved limit at any time, with the money paid straight into your business account—and you only pay interest on what you actually use.
It works like a revolving facility, similar to a business credit card. As you repay what you’ve borrowed, your available balance is topped back up, so you can keep using it without reapplying.
This makes it perfect for smoothing cash flow, handling surprise costs, or jumping on new opportunities. It’s also great for supporting bigger projects, while giving you confidence that working capital is always within reach.
Because running a business never stands still, a line of credit gives you simple, flexible funding when it matters most.
What Is a Working Capital Advance?
A working capital advance provides a lump sum based mainly on recent cash flow. The funds are ideal for covering short-term needs like operating expenses or paying suppliers.
With set repayments and minimal reliance on personal credit, it’s a simple way to get quick access to working capital when cash flow is tight.
Eligibility Criteria
✓ Minimum monthly revenue of $50,000
✓ An active business bank account
✓ In business for at least 1 year.
✓ Completed online application form
Required Documents
✓ Signed application
✓ Last 6 months of business bank statements
APPLICATION PROCESS
Step 1 – Apply Online
Submit the secure form with
required documents.
Step 2 – Review
We assess your application
and funding options.
Step 3 – Terms Call
A funding specialist calls to
confirm terms.
